About WorthWhen

WorthWhen answers one question: what will my money be worth, and when?

Why it exists

Most online calculators are built by banks or brokers for their own products. They cap the tenure at 10 or 25 years, offer only a few fixed compounding options, and leave out things like step-ups and inflation. WorthWhen was built to remove those limits.

What makes it different

• No limits. Any amount, any rate, any tenure in years, months and days.
• Any schedule. Compound or invest monthly, quarterly, yearly, or every 45 days if you like.
• Step-up SIPs by a percentage or a fixed rupee amount, at any interval.
• Today's money. See what your future amount is worth after inflation.
• Honest numbers. Every result shows the formula used and an effective yearly return, so different options can be compared fairly.
• Private by design. All calculations run in your browser. The amounts you type are never sent to us.

Calculators

SIP, Step-up SIP, Lumpsum, FD and RD. More are on the way.

Important

WorthWhen is an independent website. It is not linked to any bank, mutual fund, broker or financial institution, and it does not sell any financial product. Results are estimates for planning and learning, not financial advice. Mutual fund returns are not guaranteed, and banks may round or apply tax differently. Please check important decisions with your bank or a registered adviser.

Feedback

Found a bug or want a new calculator? Get in touch.